Restore Your Credit. Rebuild Your Credit. Know Your Consumer Rights and Regain Financial Freedom
Thousands have erased debt, repaired credit, and stopped collections — using our proven strategies, digital tools, and expert guidance.
Restore Your Credit. Rebuild Your Credit. Know Your Consumer Rights and Regain Financial Freedom
Thousands have erased debt, repaired credit, and stopped collections — using our proven strategies, digital tools, and expert guidance.
Feeling held back by bad credit?
You’re not alone — thousands of professionals struggle with:
Business Loan or
Home Loan denials
High Interest rates
and low credit limits
Old or inaccurate collections damaging your score
Financial Stress that
slows down your future
You don’t have to stay stuck.
We use powerful consumer protection laws (FDCPA & FCRA) to help you.
Identifying inaccuracies and violations with the aim of achieving debt waivers, deletions and settlement for our clients
Restore your credit and build financial confidence
Position yourself for home ownership, business funding, or new opportunities
Reassurance and Solution
You don’t have
to stay stuck.
We use powerful consumer protection laws (FDCPA & FCRA) to help you.
Identifying inaccuracies and violations with the aim of achieving debt waivers, deletions and settlement for our clients
Restore your credit and build financial confidence
Position yourself for home ownership, business funding, or new opportunities
You’ll also get access to digital templates, step-by-step guides, and a community of others taking control. Let’s build your comeback plan together.
Our Simple Process
1
Schedule your consultation.
2
Access digital tools + get an actionable plan to repair credit and stop collections
3
Regain financial freedom — with the option to upgrade to Done-For-You help if needed
Ready to Build a New Financial Chapter?
Thousands have erased debt, repaired credit, and stopped collections — using our proven strategies, digital tools, and expert guidance.
Customized solutions to rebuild your credit and your life. Then explore our templates, ebooks, and expert-led support to start rebuilding. Check this link to get your credit report for only $1
Unlock the secrets to financial freedom today! Join Credit Empowerment University and start your journey toward better credit and financial independence. Sign up now and take control of your credit score!
Ready to Build a New Financial Chapter?
Thousands have erased debt, repaired credit, and stopped collections — using our proven strategies, digital tools, and expert guidance.
Customized solutions to rebuild your credit and your life. Then explore our templates, ebooks, and expert-led support to start rebuilding. Check this link to get your credit report for only $1
Unlock the secrets to financial freedom today! Join Credit Empowerment University and start your journey toward better credit and financial independence. Sign up now and take control of your credit score!
What Clients Have to Say...
About Me
My name is Christina J. Smith. I’m an entrepreneur dedicated to empowering consumers and business owners by educating them on their rights, helping them fight back legally against debt collectors, and more.
With a Bachelor's degree in Criminal Justice, I’ve leveraged my knowledge to effectively navigate and apply consumer protection laws.
Over the years, I’ve helped more than 500 clients reclaim their financial power, win lawsuits against debt collectors, stop harassment, and regain control of their financial freedom.
About Me
My name is Christina J. Smith. I’m an entrepreneur dedicated to empowering consumers and business owners by educating them on their rights, helping them fight back legally against debt collectors, and more.
With a Bachelor's degree in Criminal Justice, I’ve leveraged my knowledge to effectively navigate and apply consumer protection laws.
Over the years, I’ve helped more than 500 clients reclaim their financial power, win lawsuits against debt collectors, stop harassment, and regain control of their financial freedom.
Frequently Asked Questions
We understand you might have questions—here are answers to common concerns:
Do you sell templates or kits?
Yes! We offer easy-to-use digital products like templates, ebooks, and kits to help you repair your credit, dispute negative items, and respond to debt collectors — all without needing expensive services.
What if I want someone to do it for me?
We offer Done-For-You (DFY) services for clients who prefer expert handling. These are available after your free strategy call or inside our private community.
What is the Private Community and who is it for?
It’s a members-only space where you can get the tools, templates, guidance, and expert support you need to rebuild your credit, defend yourself against collectors, and unlock access to exclusive products and services.
What do I get inside the community?
Inside, you’ll find: Digital products (ebooks, templates, kits) Exclusive trainings and workshops Weekly Q&A sessions with experts Private access to Done-For-You service offers Special product bundles and discounts available only to members
Can I buy products inside the community?
Yes! Members have access to exclusive ebooks, templates, and complete toolkits you can purchase anytime to accelerate your results. New products are added regularly for ongoing support.
Is the community beginner-friendly?
Absolutely. Whether you're just starting your credit journey or looking to protect your business finances, the community is designed to support every step — with easy-to-follow resources and expert help.
How do I access the community after signing up?
Once you join, you’ll receive an email with easy login instructions. You’ll have immediate access to all trainings, product offers, and member-only resources.
What services do you provide?
I help consumers and business owners understand their rights, fight back against debt collectors, and reclaim financial freedom through education, legal guidance, and personalized strategies.
How long does the process take?
It depends on your specific situation, but many clients begin seeing results within 30–90 days when following the steps I provide.
Will this hurt my credit score?
No — in fact, many clients see an improvement in their credit over time as we remove inaccurate or outdated items and stop unlawful collection actions.
What makes your services different from a credit repair company?
I don’t just dispute credit items — I teach you how to legally hold collectors accountable, use consumer law to your advantage, and build lasting financial strength. It’s about long-term empowerment, not quick fixes.